When you explore healthcare options, one of the first things you might wonder is, “What happens if I need to go to the hospital or the ER?” With JustDirect’s direct primary care membership, hospitalizations and emergency room (ER) visits aren’t covered and that’s by design.
It’s not a limitation. It’s a smarter, more focused approach to healthcare that puts prevention and accessibility first.
Understanding the JustDirect Model
JustDirect is a direct primary care (DPC) provider, which means it removes the middleman—insurance companies and offers unlimited access to comprehensive primary care services for a flat monthly fee. This includes:
- Unlimited office visits
- Same-day appointments, walk-ins, and telehealth Miami-wide
- Preventive screenings and wellness exams
- Acute care for common illnesses and injuries
- Chronic disease management
- Diagnostic services like labs, X-rays, ultrasounds, and more
- On-site medication dispensary
- Specialist referrals
With locations across Miami, including Miami Lakes, Hialeah, North Miami Beach, Kendall, Westchester, and Downtown Miami, JustDirect offers a local primary health care plan focused on personalized care and affordability.
But hospital stays and ER visits? Those are not part of the membership. Here’s why.
1. The Focus Is on Prevention, Not Catastrophic Care
JustDirect was designed to keep you out of the hospital in the first place.
By emphasizing regular screenings, early detection, and consistent management of chronic conditions like diabetes, high blood pressure, and asthma, the goal is to prevent medical issues from escalating into emergencies.
Here’s what JustDirect offers to help you avoid catastrophic care:
- Same-day access to a primary care doctor in Miami
- Proactive chronic disease management plans
- In-house diagnostics to spot issues before they worsen
- Telehealth options so you can get advice fast, even from home
- Lifestyle counseling on nutrition, exercise, and smoking cessation
By giving you easy and affordable primary care access in Miami neighborhoods, the need for ER visits significantly decreases.
2. It Keeps the Membership Affordable
Adding coverage for surgeries, hospital stays, and ER visits would require raising costs dramatically. Instead, JustDirect keeps things simple:
- $75/month for the Essential Membership
- $125/month for the Premium Membership
These rates cover nearly all your primary care needs—from checkups to labs to medications—all with no copays or surprise bills.
Compare that to traditional insurance plans, which often come with:
- High monthly premiums
- Large deductibles
- Limited provider networks
- Surprise out-of-network charges
With JustDirect, you know exactly what you’re paying—and what you’re getting.
3. You Can Still Prepare for Emergencies
Just because JustDirect doesn’t cover hospitalizations or ER visits doesn’t mean you’re left unprotected. In fact, they recommend pairing your membership with a high-deductible insurance or catastrophic care plan.
This hybrid approach works like this:
- Use JustDirect for daily care, urgent needs, and chronic condition management
- Use your catastrophic plan only if you have a major accident, need surgery, or require hospitalization
This model often leads to lower total healthcare spending than a traditional insurance-based plan.
It also gives you better access to your primary care provider for regular, preventive, and personalized care.
4. Emergency Rooms Are Designed for True Emergencies
Let’s be honest: too many people use the ER as a primary care clinic. But ERs are:
- Overburdened
- Extremely expensive
- Designed for life-threatening emergencies, not sinus infections or back pain
When you have direct access to a provider in Miami—or can call in via telehealth in Hialeah, Kendall, or Westchester, FL—you can get care quickly before an issue becomes an emergency.
This reduces unnecessary ER visits and keeps hospitals available for those who truly need them.
5. A Better Experience, Not Just a Better Price
Because JustDirect doesn’t deal with insurance billing, paperwork, or network restrictions, their providers spend more time focusing on you.
That means:
- No rushing through appointments
- More personalized care plans
- Easier communication with your doctor
- Transparent pricing for everything
Whether you’re looking for a family practice in Miami Lakes or internal medicine in North Miami Beach, JustDirect delivers a healthcare experience that feels more like a partnership than a transaction.
What JustDirect Does Cover
While hospital stays and ER visits aren’t included, your membership gives you access to a very broad range of services:
✅ Preventive Care
- Annual physicals, Pap smears, vaccinations
- Cholesterol, diabetes, and blood pressure screenings
✅ Acute Care
- Cold, flu, and infection treatment
- Minor injuries (sprains, burns, cuts)
- Immediate pain relief with on-site medications
✅ Chronic Care Management
- Ongoing treatment plans for diabetes, hypertension, asthma, kidney and cardiac issues
- Medication adjustments and lab monitoring
✅ Diagnostic Testing
- Blood tests, urine analysis, EKGs, X-rays, ultrasounds, CT scans
✅ On-Site Dispensary
- Affordable prescriptions for common conditions
- Convenient after-visit pickup and medication guidance
✅ Specialist Referrals
- Coordinated access to dermatology, psychiatry, GI, nephrology, cardiology, and more
All of this is available from providers who are easy to reach, easy to talk to, and committed to helping you stay well.
Who Is JustDirect For?
JustDirect is ideal for:
- Adults seeking affordable primary care in Miami
- People with chronic conditions needing ongoing care
- Freelancers or small business employees without insurance
- Those with high-deductible health plans looking to cut costs
- Anyone tired of surprise medical bills and hard-to-reach doctors
And with six neighborhood locations—Miami Lakes, Hialeah, North Miami Beach, Kendall, Westchester, and Downtown Miami—there’s a clinic near you.
Final Thoughts: A Smarter, Simpler Way to Stay Healthy
At JustDirect, the mission isn’t to replace insurance — it’s to redefine access to healthcare.
By not covering hospitalizations or ER visits, JustDirect stays laser-focused on what it does best: delivering consistent, high-quality, and proactive primary care at a price that makes sense.
The result? Fewer emergencies. More control. And healthier communities across Miami.
Ready to experience healthcare that works for you?
Explore membership options and sign up today to take control of your health — without the surprise bills.
👉 Enroll now or visit your nearest JustDirect location to learn more.
